Lance Naik Salary 2026 — Indian Army Pay & Allowances
Complete salary breakdown for Lance Naik (Leading Seaman / Leading Aircraftman) — Pay Level 3, OR
Entry Pay
₹21,700
MSP
₹5,200
Total (Basic+MSP)
₹26,900
8th CPC (Est.)
₹51,648
Army: Lance Naik | Navy: Leading Seaman | Air Force: Leading Aircraftman
Last Updated: April 2026
Lance Naik Pay Matrix — All 40 Increments (Level 3)
| Cell | Basic Pay (₹) | Basic + MSP | 8th CPC (Est.) |
|---|---|---|---|
| 1(Entry) | ₹21,700 | ₹26,900 | ₹51,648 |
| 2 | ₹22,400 | ₹27,600 | ₹52,992 |
| 3 | ₹23,100 | ₹28,300 | ₹54,336 |
| 4 | ₹23,800 | ₹29,000 | ₹55,680 |
| 5 | ₹24,500 | ₹29,700 | ₹57,024 |
| 6 | ₹25,200 | ₹30,400 | ₹58,368 |
| 7 | ₹26,000 | ₹31,200 | ₹59,904 |
| 8 | ₹26,800 | ₹32,000 | ₹61,440 |
| 9 | ₹27,600 | ₹32,800 | ₹62,976 |
| 10 | ₹28,400 | ₹33,600 | ₹64,512 |
| 11 | ₹29,300 | ₹34,500 | ₹66,240 |
| 12 | ₹30,200 | ₹35,400 | ₹67,968 |
| 13 | ₹31,100 | ₹36,300 | ₹69,696 |
| 14 | ₹32,000 | ₹37,200 | ₹71,424 |
| 15 | ₹33,000 | ₹38,200 | ₹73,344 |
| 16 | ₹34,000 | ₹39,200 | ₹75,264 |
| 17 | ₹35,000 | ₹40,200 | ₹77,184 |
| 18 | ₹36,100 | ₹41,300 | ₹79,296 |
| 19 | ₹37,200 | ₹42,400 | ₹81,408 |
| 20 | ₹38,300 | ₹43,500 | ₹83,520 |
| 21 | ₹39,400 | ₹44,600 | ₹85,632 |
| 22 | ₹40,600 | ₹45,800 | ₹87,936 |
| 23 | ₹41,800 | ₹47,000 | ₹90,240 |
| 24 | ₹43,100 | ₹48,300 | ₹92,736 |
| 25 | ₹44,400 | ₹49,600 | ₹95,232 |
| 26 | ₹45,700 | ₹50,900 | ₹97,728 |
| 27 | ₹47,100 | ₹52,300 | ₹1,00,416 |
| 28 | ₹48,500 | ₹53,700 | ₹1,03,104 |
| 29 | ₹50,000 | ₹55,200 | ₹1,05,984 |
| 30 | ₹51,500 | ₹56,700 | ₹1,08,864 |
| 31 | ₹53,000 | ₹58,200 | ₹1,11,744 |
| 32 | ₹54,600 | ₹59,800 | ₹1,14,816 |
| 33 | ₹56,200 | ₹61,400 | ₹1,17,888 |
| 34 | ₹57,900 | ₹63,100 | ₹1,21,152 |
| 35 | ₹59,600 | ₹64,800 | ₹1,24,416 |
| 36 | ₹61,400 | ₹66,600 | ₹1,27,872 |
| 37 | ₹63,200 | ₹68,400 | ₹1,31,328 |
| 38 | ₹65,100 | ₹70,300 | ₹1,34,976 |
| 39 | ₹67,100 | ₹72,300 | ₹1,38,816 |
| 40 | ₹69,100 | ₹74,300 | ₹1,42,656 |
Each row ≈ 3% annual increment. MSP: ₹5,200 (OR). View civilian Level 3 →
Lance Naik In-Hand Salary Calculator
City Category
NPS
Earnings
Deductions
Net In-Hand (Monthly)
₹49,020
8th CPC Projected
₹60,031
+22%
DA & HRA calculated on Basic + MSP. Excludes ECHS, income tax, minor deductions. Defence Pay Matrix →
8th CPC Salary Projection for Lance Naik
| Component | 7th CPC | 8th CPC (Est.) |
|---|---|---|
| Basic Pay | ₹21,700 | ₹41,664 |
| MSP | ₹5,200 | ₹9,984 |
| DA | 60% (₹16,140) | 0% (reset) |
| HRA (X-city) | ₹8,070 | ₹12,396 |
| Gross (approx) | ₹51,710 | ₹65,196 |
| NPS (10%) | ₹2,690 | ₹5,165 |
| Net In-Hand | ₹49,020 | ₹60,031 |
| Increase | +₹11,011 (+22%) | |
Entry pay, X-city, NPS deducted. MSP also revised at 1.92×. Learn about fitment factor →
About Lance Naik in the Indian Army
The Lance Naik is the first promoted rank above Sepoy, serving as a team leader within a section. Lance Naiks assist the section commander (Naik) and are responsible for a small team of 3-4 soldiers. They lead fire teams in combat, manage equipment accountability, and mentor junior Sepoys in field skills and discipline.
Entry / Promotion
Promotion from Sepoy based on merit, time in grade, and cadre/trade proficiency test.
Typical Experience
4-8 years of service
Promotion
Promoted to Naik after 5-6 years as Lance Naik, subject to vacancy
Next Rank
→ Naik
Sepoy vs Lance Naik vs Naik — Salary Comparison
| Aspect | Sepoy | Lance Naik | Naik |
|---|---|---|---|
| Level | 3 | 3 | 4 |
| Entry Pay | ₹21,700 | ₹21,700 | ₹25,500 |
| MSP | ₹5,200 | ₹5,200 | ₹5,200 |
| Total (Basic+MSP) | ₹26,900 | ₹26,900 | ₹30,700 |
| In-Hand (X-city) | ₹49,020 | ₹49,020 | ₹55,860 |
| Category | OR | OR | OR |
Lance Naik — Frequently Asked Questions
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